Validity of a car insurance plan
Every car insurance policy has a fixed validity. Generally, car insurance policies come with a validity of at least one year. However, if you bought a new car, you may have to buy a long-term car insurance policy. According to the new rules, every new car owner must have a car insurance policy of three years validity.
When the policy expires, you will have to renew the car insurance policy without fail. So, to ensure you do not miss the policy expiry date, keep a reminder, and check the vehicle insurance status online. This time you can choose to buy a car insurance policy online with 1 year validity.
Importance of checking vehicle insurance online
Keeping track of the status of the vehicle insurance policy is important. Driving without a valid insurance policy on Indian roads may attract legal action against you. As the Motor Vehicles Act mandates every vehicle owner to have at least a third-party insurance policy. With insurers offering digital services today, checking details of vehicle insurance online has become convenient. You can easily get all the details and know the status of your vehicle insurance policy on the insurer’s website or app.
- It helps you keep a check on the validity of vehicle insurance, so you do not miss renewing the policy on time.
- You continue to stay covered against financial liabilities arising out of accidents. Also, stay covered from damages caused by natural or man-made activities.
- You avoid paying a penalty for driving without a valid insurance policy. In some cases, your license may get confiscated. Checking the two-wheeler insurance status online saves you from these unnecessary hassles.
Different ways to check the status of car insurance online
Here is a list of commonly used websites to check vehicle insurance status online.
- Parivahan Sewa
- VAHAN
- RTO (where you have registered the vehicle)
- mParivahan app
- IIB Portal
- Bajaj Finance Insurance Mall
How to check car insurance status?
Car insurance is one of the most important investments that you can make as a car owner. But what happens if you’re not sure whether or not your car insurance is valid?The good news is that checking car insurance validity is easy – simply do an online check. Most insurance providers offer this service on their websites.
You’ll simply need to enter your policy details and you’ll know whether or not your insurance is valid. Regularly checking your car insurance online means that you can avoid any potential trouble in the event of an accident or emergency.
How to check vehicle or car insurance status online?
Below are the steps to check vehicle or car insurance status online:
Step 1: Visit the official website of the insurance provider.
Step 2: Enter the policyholder’s contact details and information of the vehicle insurance policy.
Step3: Check the vehicle insurance status.
Individuals can also check the status of vehicle insurance policies on the government websites, such as Parivahan Sewa and their respective RTO.
The process to check vehicle or car insurance status online on the Parivahan Sewa website
Checking your vehicle insurance status online on the Parivahan Sewa website is one of the quickest and easiest ways to check. Follow these steps to check the insurance status online on Parivahan Sewa:
Step 1: Visit Parivahan Sewa’s official website
Step 2: Navigate to the menu bar and select ‘Informational Services’.
Step 3: From the drop-down list, click on ‘Know Your Vehicle’s Details’.
Step 4: VAHAN, national register e-services web page opens.
Step 5: Log in with your registered contact number.
Step 6: Enter the verification code and the vehicle registration number.
Step 7: Click on ‘Search Vehicle’ and check the insurance status with the vehicle number.
Step 8: Check the displayed vehicle or car insurance policy and details.
Check the status of your vehicle or car insurance policy on VAHAN
Here’s how to check your vehicle insurance status on VAHAN.
Step 1: Visit the VAHAN e-services website and click on the ‘Know you vehicle details’ tab at the top of the page.
Step 2: Enter your car registration number and code for verification.
Step 3: Click on the ‘Search Vehicle’ option that will appear on the screen.
Step 4: Check the car insurance status online.
The process to check vehicle insurance status online on the RTO website
The Motor Vehicles Act of 1988 states that all vehicle owners must register their cars under their respective Regional Transport Office (RTO). The below steps will help you know how to check your vehicle car insurance status online on the RTO website:
Step 1: Visit the state transport office’s official website.
Step 2: Search ‘Online Services for Citizens’
Step 3: Click on ‘Vehicle-related Online Services’.
Step 4: Click on ‘VAHAN Citizen Services’
Step 5: Enter the RTO branch details where you have registered the vehicle.
Step 6: Navigate to the menu bar and select ‘Status’.
Step 7: Click on ‘Know your Vehicle Details’.
Step 8: Enter the vehicle registration, chassis and engine number.
Step 9: Solve and enter the CAPTCHA code along with the requisite details.
Step 10: You will get the details of your vehicle or car insurance policy, so now you can easily check your vehicle insurance status online.
Steps to check vehicle or car insurance status offline
You can also check the status of your vehicle or car insurance policy offline through the following ways.
- Visit the insurer’s branch office to check the vehicle insurance status.
- You can also contact the third-party administrator through whom you brought the insurance policy.
- Visit the respective RTO office where you have registered your vehicle. Provide the vehicle registration number and know the details.
FAQs about Car Insurance Validity and Checking Vehicle Insurance plan Status Online
Q1. How long is the validity of a car insurance policy?
A1. Generally, car insurance policies have a validity of at least one year. However, new car owners are required to purchase a policy with a validity of three years as per the latest regulations.
Q2. Why is it important to check vehicle insurance plan online?
A2. Checking vehicle insurance online helps ensure you stay compliant with legal requirements, avoid penalties for driving without valid insurance plan, and keep track of policy expiry dates to renew on time.
Q3. What are the consequences of driving without valid insurance?
A3. Driving without valid insurance may lead to legal action, including fines and confiscation of your license. Additionally, you risk financial liabilities in case of accidents or damages.
Q4. How can I check the status of my car insurance validity online?
A4. You can easily check your car insurance validity online by visiting the official website of your insurance provider and entering your policy details. Most insurers offer this service on their websites.
Q5. What are some commonly used websites to check vehicle insurance status online?
A5. Some commonly used websites include Parivahan Sewa, VAHAN, mParivahan app, IIB Portal, and Bajaj Finance Insurance Mall.
Q6. How do I check vehicle insurance status online on the Parivahan Sewa website?
A6. Visit the Parivahan Sewa website, select ‘Informational Services’ from the menu, click on ‘Know Your Vehicle’s Details’, log in with your contact number, enter the verification code and vehicle registration number, and click ‘Search Vehicle’ to check car insurance status.
Q7. Can I check car insurance status offline?
A7. Yes, you can visit the insurer’s branch office, contact the third-party administrator, or visit the respective RTO office where your vehicle is registered to check car insurance status offline.
Q8. How do I check vehicle insurance status on the VAHAN website?
A8. Visit the VAHAN e-services website, click on the ‘Know your vehicle details’ tab, enter your car registration number and verification code, click ‘Search Vehicle’, and check the insurance status online.
Q9. What information do I need to check vehicle insurance status online on the RTO website?
A9. You’ll need to visit the state transport office’s official website, select ‘Vehicle-related Online Services’, click on ‘VAHAN Citizen Services’, enter the RTO branch details, and provide the vehicle registration, chassis, and engine numbers.
Q10. How frequently should I check my car insurance plan validity online?
A10. It’s recommended to check your car insurance status online periodically, especially before the expiry date, to ensure continuous coverage and avoid any inconvenience during emergencies or accidents.
