Cashless Garages

Cashless Garages Near You

One of the best features of buying a car insurance policy is the cashless garage facility. Cashless garages refer to network garages with a tie-up with motor insurance companies to offer cashless repair facility to their customers. The policyholder does not need to pay the repair bill if the insured car is repaired at one of the cashless garages of the insurance provider. The cost of repairing the insured car at a cashless garage is borne by the motor insurance company. Some insurers also offer free pick-up and drop service to the nearest cashless garage if the insured car is damaged.

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Cashless Garage Advantages

Any owner of a car will attest to the value and convenience of a cashless garage. The following are a few advantages of this policy:

  1. Simple, convenient, and hassle-free
  2. No extensive paperwork is required to submit claims.
  3. Lessen the requirement for "cash collection," relieving the insured party's financial burden
  4. Guaranteed high-quality repair services

Sometimes, following an accident, you'll need money for medical care. At that point, you can get the car fixed without having to pay for any repairs. Unquestionably, the cashless garage facility's greatest advantage.

Over the years, in addition to providing reasonable prices, useful extras, and trustworthy customer support, we have concentrated on growing our network of garages. In addition to partnering with more recent car brands, we're expanding the number of service locations in every city. Our main goal in doing this is to tremendously assist our clients in their time of need.

How Cashless Car Insurance Works?

Many insurers offer cashless auto insurance, a helpful feature that makes getting your car fixed after an accident or damage easier. This is how it usually operates:

Accident or Damage Occurrence:

If your insurance allows it, you may choose to make a cashless claim in the case of an accident or damage to your vehicle.

Informing the Insurer

Notifying your insurance company about the occurrence is the first thing to do. Typically, you can do this by calling their customer service line or completing an online claim notification form.

Choosing a Network Garage

You have to take your automobile to a garage that is a part of the insurer's approved network in order to get cashless repairs. The insurance firm has partnerships with these network garages.

Repair and Settlement

After fixing your car, the network garage bills your insurance carrier immediately.

With the exception of any deductibles or portions of the claim that aren't covered by your coverage, the insurer pays the garage.

Ease and Convenience

The primary benefit is that, with the exception of deductibles, you are not required to pay for the repairs up front. The insurance company pays the garage immediately to cover the cost.

Documentation

Despite being a cashless process, there may be a need for specific paperwork, such as a properly completed claim form, an RC, DL, FIR (in the event of theft or significant damage), etc.

The purpose of cashless auto insurance is to provide policyholders with a hassle-free experience by doing away with the necessity to make significant financial arrangements for auto repairs. It's a useful tool that makes the process of settling claims easier and faster.

FAQs

Most Asked Questions

Comprehensive Insurance is highly recommended as it provides complete coverage for your car. However, for older cars, a third-party policy is a cost-effective choice, offering mandatory coverage.

Purchasing or renewing car insurance online takes a few minutes. Visit metassure.ai, input details, pay the premium, and get an instant policy.

Trim your four-wheeler insurance premium by opting for a higher deductible, installing anti-theft devices, building your No Claim Bonus, avoiding unnecessary add-ons, and thoroughly comparing plans online.

Driving without at least third-party coverage is illegal in India. Penalties include fines and potential imprisonment for repeated offences.

No, the No Claim Bonus cannot be transferred to the new owner. It remains with the policy holder and can only be transferred to the new car of the same owner

No, your personal motor insurance policy typically doesn’t cover rental cars. Rental agencies usually offer separate insurance.

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