Benefits of Kotak Car Insurance

It is advantageous to have a Kotak car insurance policy because it is among the best on the market. The numerous advantages of acquiring a Kotak car insurance coverage include the following:

Damage Cover: The insurance policy covers vehicle damage resulting from various incidents, including man-made disasters and natural disasters.
Personal Accident Cover: The insurance company pays for occurrences where the car’s owner is hurt in an accident while operating the vehicle.
Third-Party Legal Liability: Covers third-party property damage, physical harm to third parties, and death resulting from an accident involving the insured vehicle.
Comprehensive Cover: Offers complete protection against malfunctions relating to both electrical and non-electrical components, as well as the vehicle’s bi-fuel systems.
Enhanced Protection: Customers can improve the protection provided by their insurance by purchasing add-ons to the base policy.
No Claim Bonus: A consumer is eligible for an alluring No Claim Bonus (NCB) if they have a history of no claims.

How to Apply For Kotak Car Insurance Plan

There are two methods available to you for purchasing or applying for a Kotak Mahindra auto insurance plan:

Offline Channel: Purchase vehicle insurance coverage through an offline channel by contacting agents or visiting the nearest Kotak Mahindra General Insurance Company Limited branch office.
Online Channel: Buy insurance through this channel in minutes from the comfort of your own home using a laptop, smartphone, or computer.

Customers can acquire the Kotak Mahindra Auto Insurance Plan through any channel that best suits their needs. The consumer must present some necessary documents in order to purchase an automobile insurance plan. The insurance provider will then give the policy to the customer after processing payment and verifying the paperwork.

Kotak Mahindra Car Insurance Claim Process

Easy and smooth is the Kotak Mahindra auto insurance claim procedure. There are two ways that customers can register and proceed with the auto insurance claim process:

Procedure for Cashless Claims

Make a call to Kotak Mahindra at 1 800 266 4545 from 8 a.m. to 8 p.m. to inform the insurance company that a claim has been registered.
You will be assigned a claim reference number once you register your claim.
In compliance with the terms and conditions of the policy, the client must submit the necessary papers for their claim to be successfully registered.
If a claim is filed on a working day, the insurance company will schedule an examination of the damaged vehicle within 24 hours; if the claim is filed on a Sunday or public holiday, the inspection will take place the following working day.
Following confirmation of the cashless option, the customer can pick up their car at a selected network garage; the insurance company will pay the garage immediately.

How to File a Claim Under Kotak Car Insurance?

Kotak Mahindra car insurance ensures a seamless claim process if you approach it in the right way. In order to ensure a smooth claim with the insurer, follow the steps mentioned below:

Inform the Company: The first step is to inform the insurance company immediately after the incident.
Register a Claim: Register a claim by submitting a filled-in claim form. The claim assistance executive will guide you through the process.
Vehicle Inspection: A surveyor from the insurance company will investigate the loss and estimate the damages sustained by the insured car. Don’t forget to carry the relevant documents that need to be handed over to the surveyor.
Claim Processing: If it is a cashless claim, the expenses will be directly settled with the workshop/garage after the surveyor submits its report and the insurer verifies the documents. In case of a reimbursement claim, the expenses have to be paid by you initially but are reimbursed to you later.

Documents Required to Raise a Claim Under Kotak Car Insurance