Why choose ICICI Lombard Car Insurance?

You know that getting car insurance is a must, right? It’s like having a guardian angel for your vehicle.

Benefits of ICICI Lombard Car Insurance

Zero Depreciation: Unlike standard auto insurance, Zero Depreciation is an add-on that provides a full payout without any depreciation write-off.
Cashless Garage Network: Auto insurance companies typically maintain a network of garages within which a covered vehicle is repaired.
No Claim Bonus: No Claim Bonus, or “NCB,” is a discount that the policyholder receives from the insurer in exchange for filing no claims.
Third Party Insurance: Third-party liability insurance covers any claims pertaining to a “third party.”
Second Hand/ Used Car: Getting insurance for your car is essential, regardless of whether it is brand new or “used or second hand.”
Personal Accident Cover: Accident-related death or disability is covered by personal accident insurance.
Voluntary Deductible: The amount you choose to have a larger voluntary deductible than an obligatory deductible in the event of a claim is known as the voluntary deductible.
Towing Facility: The Company would offer suitable towing services to the closest garage in the event that the Insured’s vehicle became immobile or unfit for drive on the road.
Break-In Insurance: When an insurance coverage fails because it is not renewed on time, it is known as Break-In Insurance.
Loss to Car From Natural or Man-Made Calamities: Natural disasters like floods, earthquakes, landslides, lightning, strong storms, etc. are unavoidable and can seriously harm your car as well as cause financial losses.

Roadside Assistance along with the entire insurance plan.
Fast and efficient claims processing.
Cashless claim settlement across 3300+ preferred garages.
Immediate copy of the policy issued.
Daily allowance until the period the buyer’s car is in the garage.
Zero Depreciation cover.
Accidental coverage amounting up to Rs. 2 lakhs for co-passengers.
No Claim Bonus (NCB).
Doorstep inspection facility in cases of break-in insurance.
Towing Facility in the event of a breakdown or accident.
Discount of 5% for registered members of automobile associations.
Comprehensive car insurance plan covering third party and own damage liabilities.
Plans issued for a one-year period.

Any kind of loss or damage due to natural calamities, man-made causes, personal accident cover, and third-party covers.

The ICICI Motor Insurance Plan provides for insurance of the vehicle at a fixed value called the Insured’s Declared Value (IDV).

Here’s a step-by-step guide:

Note down Details: After an accident, note down vehicle details and witness information.
Call Toll-Free: Dial the toll-free number, get a claim/reference number.
Follow Instructions: The executive will guide you on required documents and network garages.
File FIR: File a First Information Report (FIR) if needed.
Customer Service: The service manager contacts you within 24 hours.
Submit Documents: Provide documents to the dealer or service manager.
Instant Approval: Get an estimate and instant approval for repairs.
Payment: Payment made directly to the networked garage.

Roadside Assistance, endorsements, and online purchase options available.

ICICI Lombard and BMW Collaboration: BMW and ICICI Lombard join forces for comprehensive motor insurance solutions.
Auto Insurance Premium Drop due to Odd-Even Rules: Odd-even traffic rules in Delhi result in lower insurance premiums.
Quick Settlement of Claims by ICICI Lombard: IRDA amendment allows quick settlement, aiming for customer satisfaction.
Young Generation Conscious about Insurance: ICICI Lombard survey reveals millennials are aware and proactive about car and bike insurance.