Used Car Insurance Used car insurance is a subset of car insurance designed to safeguard pre-owned, used, or antique vehicles. It protects a used automobile from unforeseen risks and misfortunes that could cause significant loss or damage, such as a car crash. The coverage provided by an old car insurance policy is equivalent to that [...]

Electric Vehicle Insurance A formal agreement between the insurer and the owner of an electric vehicle governs electric car insurance. It shields the owner of an electric vehicle from unforeseen events that could cause harm. It is suggested to acquire comprehensive electric car insurance for wider coverage, as it is required to purchase a third-party [...]

Two-wheeler insurance is a type of policy that focuses on providing bikes with coverage and security. In the event that your bike sustains unintentional damage, it pays for repairs. In addition to protecting against accidents, it also offers financial security against third-party obligations and events such as theft, natural disasters, vandalism, etc. What are the [...]

The Role of RTOs in India The Government of India has the responsibility of keeping a database of all the vehicles and the drivers in India and this responsibility is carried out by each State and Union Territories through their RTO or Regional Transport Authority. The head of an RTO is the Transport Commissioner who [...]

What is FASTag? FASTag is a kind of RFID passive tag which is used for making all toll payments directly from the customers linked prepaid or savings/ current account. It is fixed or pasted on the windscreen of the vehicle and enables the customer to drive through toll plazas, without any hassle or stopping for [...]

Registration of motorised road vehicles in India is done by local Regional Transport Offices of the states. Commercial vehicles registered in one state cannot enter another state without a permit, which usually incurs a significant cost. Passenger vehicles registered in one state are allowed to pass through another state, but are not allowed to stay [...]

Understanding Two-Wheeler Insurance Two-wheeler insurance is an insurance plan focused on protection and coverage for bikes. It covers the cost of repairs in the case of accidental damages to your bike.  Apart from accidents, it also provides financial security from incidents like thefts, natural disasters, vandalism, etc. and third party liabilities. Benefits of ICICI Lombard [...]

As the name signifies, a comprehensive auto insurance coverage is a kind of policy that protects the policyholder against losses sustained by both parties in an unforeseen incident, such as an accident or fire. Therefore, the comprehensive policy will pay for your losses as well as those of your vehicle and the other party in [...]

Overview of Zuno Auto Insurance Customers' demands for general insurance are met by Zuno General Insurance Company. The company provides a broad array of general insurance products to its clientele, including health insurance, two-wheeler insurance, car insurance, and switch, or pay-as-you-drive insurance. One of the top general insurance providers in India is Zuno Car Insurance [...]

Car insurance fraud encompasses any fraudulent activity involving vehicle insurance. It can involve fraudulent insurance companies, agents, or middlemen within the insurance industry, or it may target them. Types of Car Insurance Fraud: Fraud Against Insurers : Fraud against insurance companies occurs when individuals deceive insurers to resolve claims. Common strategies include staging accidents, inflating [...]

Loss of Personal Belongings Cover What is Loss of Personal Belongings in Car Insurance? There could be times when your personal items are left unattended in your vehicle. They may be taken from the insured vehicle and become lost or damaged, leaving you with a loss. This is what "loss of personal Belongings" means in [...]

Car crashes are dangerous and frightful incidents regardless of how bad things are going on. It is always a stressful and dangerous situation, regardless of the extent of the damage and injuries, therefore it is important to know what to do in the immediate aftermath so that you can stay composed and take the necessary [...]

Steps involved in filing a complaint against an insurance company Our lives are not complete without insurance. It assists in shielding us against monetary loss in the case of an unforeseen catastrophe, including a car accident, fire, theft, or death. For people, families, and businesses alike, insurance offers security and peace of mind. You can [...]

Validity of a car insurance plan Every car insurance policy has a fixed validity. Generally, car insurance policies come with a validity of at least one year. However, if you bought a new car, you may have to buy a long-term car insurance policy. According to the new rules, every new car owner must have [...]

What is Car Insurance? Car insurance, sometimes referred to as four-wheeler insurance, is a contract that protects four-wheelers against monetary losses brought on by unanticipated circumstances like accidents and natural disasters. It is signed by the owner of the vehicle and the car insurance provider. When driving, auto insurance is meant to protect you, your [...]

No Claim Bonus (NCB) in car insurance NCB in insurance is a benefit given by insurance companies to policyholders for not making any claims during the policy period. NCB in car insurance is an excellent way for individuals to save on their car insurance premiums. Essentially, the longer the policyholder goes without making a claim, [...]

What is IDV? DV stands for Insured Declared Value, is nothing but the current market value of your car. In case of theft or total damage to your car, IDV is the sum provided to you by the insurance provider. It is usually fixed/determined by the insurance provider. IDV is one of the major factors [...]

Comparison: ICICI Lombard vs. New India Assurance ICICI Lombard Auto Insurance The comparison between ICICI Lombard Auto Insurance and New India Assurance is based on various variables, including pricing, product portfolio, customer service, best coverage, appropriateness, and claim settlement ratio. When purchasing auto insurance, you should look for a policy with a high benefit level [...]

Passenger Cover in Auto Insurance Introduction Financial protection is provided for passengers riding in the insured's vehicle through passenger cover. Passenger coverage is optional, however, it is strongly advised as, in addition to the lives of the driver and the owner, passenger lives are also very important. This policy provides up to Rs. 2 lakh [...]

Understanding Return to Invoice Coverage (RTI) in Auto Insurance What does auto insurance's Return to Invoice Coverage (RTI) mean? Return to invoice, or RTI, is a benefit included in all-inclusive auto insurance policies. With the add-on, you can get paid the invoice value of the car—that is, the amount it was originally worth when you [...]

Driving License Application in India How to Apply for a Driving License in India To operate a vehicle on Indian roads, you need a valid driver's license issued by the state's regional transport agency. This page explains the process of applying for both a learner's permit and a driver's license through online or offline methods. [...]

Engine Protection in Car Insurance The only repairs your automobile may need after an accident are covered by a normal comprehensive auto insurance policy. Consequential harm to the Engine, however, is not protected. However, you can improve the coverage by adding the Engine Protection Cover to cover these. The Engine Protect add-on pays for repairs [...]

Roadside Assistance in Car Insurance: A Comprehensive Guide You may hear the term "roadside assistance" if you currently own a car or are looking to purchase one. Roadside Assistance (RSA) coverage assists vehicle owners when they encounter problems. In the event that it breaks down or experiences a mechanical malfunction. Without the cover, being stranded [...]

Reliance General Insurance - Auto Insurance Purchasing auto insurance from a reputable company is crucial for comprehensive coverage and peace of mind. You can benefit from a comprehensive auto insurance policy with a reputable company like Reliance General Insurance. Our vehicle insurance plans and policies are designed with greater convenience, clearer procedures, and higher returns [...]

No Claim Bonus (NCB) in Insurance No Claim Bonus (NCB) is a significant concept in the General Insurance sector, applicable to Vehicle Insurance (bike insurance and car insurance), Travel Insurance, and Health Insurance. It plays a pivotal role in encouraging policyholders to maintain a claims-free record over time. Key points regarding No Claim Bonus: Vehicle [...]

Roadside Assistance Cover: An Understanding Picture this scenario: you find yourself stranded on a deserted highway as darkness sets in, miles away from home, with no one around to assist you. Your car has broken down, and you are faced with the daunting challenge of dealing with the situation all alone. The difficulties and inconveniences [...]

What is Zero Depreciation Car Insurance? Zero Depreciation Car Insurance, as an add-on, excludes depreciation when calculating your policy. Typically, car insurance claims consider the depreciation accumulated over time due to age and use. With Zero Depreciation Coverage, you can receive the full replacement cost of your vehicle's parts without factoring in depreciation, enhancing your [...]

Types of SBI Motor Insurance Claims SBI Cashless Claim: For repairs, you register a cashless claim and transport your car to a network garage. SBI will pay the garage directly, and you only need to pay your deductible. SBI Reimbursement Claim: You are responsible for paying for the repairs yourself, and the expenses will be [...]

Why Motor Insurance from Raheja QBE? Motor insurance is a legally required aspect of owning a car, but getting the proper coverage for your car and how you use it is just as crucial as purchasing the car itself. Raheja QBE offers auto insurance policies designed with the goal of meeting our clients' needs and [...]

Why Choose Future Generali Car Insurance? Auto insurance is easier to purchase and renew with Future Generali. There's no reason to accept a mediocre insurance policy when you can have so much more. Benefits from our all-inclusive auto insurance plan include: Instant Policy Issuance Renewal Reminder 6500+ Partner Workshops Across India Hassle-Free Claim Process Roadside [...]

New India Car Insurance Claim A policyholder for auto insurance has the right to a claim as payment for losses sustained in an accident. A "claim" is a formal request made by a policyholder to the insurer, requesting that the insurer reimburse the policy amount. There are two ways to start the claim settlement process: [...]

Benefits of Kotak Car Insurance It is advantageous to have a Kotak car insurance policy because it is among the best on the market. The numerous advantages of acquiring a Kotak car insurance coverage include the following: Damage Cover: The insurance policy covers vehicle damage resulting from various incidents, including man-made disasters and natural disasters. [...]

Why Use Metassure to Purchase Cashless Car Insurance? Simplified Process: Metassure's user-friendly interface makes buying cashless auto insurance a breeze. With just a few clicks, you can explore, compare, and purchase policies hassle-free. Wide Range of Choices: Metassure partners with various reputable insurance companies, giving you a broader selection of cashless auto insurance options to [...]

Comprehensive vs Third-Party Car Insurance Comprehensive car insurance and third-party car insurance serve distinct purposes, providing coverage against different risks. To make an informed decision about which type of motor insurance aligns better with your needs, it's crucial to delve into the detailed differences between the two. Comprehensive vs Third-Party Insurance: A Comparative Overview When [...]

Why Transfer Car Insurance? Four-wheeler insurance is procured to financially safeguard a car from unforeseen risks such as road accidents. When you no longer own the vehicle, retaining the motor insurance policy serves no purpose. Hence, when selling your car, it's crucial to transfer the existing insurance policy to the new owner. Conversely, if you're [...]

Securing a comprehensive car insurance policy is a necessity for anyone acquiring a new car. Comprehensive insurance offers complete coverage, encompassing both third-party and own damage, providing a robust shield for your newly acquired asset. Additionally, the coverage can be further enhanced by valuable add-ons tailored for brand new cars. Delve deeper to explore these [...]

Do You Have Car Insurance? Yes, practically all states require drivers to carry auto insurance. While purchasing auto insurance is not mandated in New Hampshire, drivers are required to demonstrate their ability to cover the costs of an accident in the event that they are at fault. Because it's required by law, the majority of [...]

A car insurance policy provides coverage for losses to your vehicle caused by unanticipated incidents. It encompasses fire, burglary, theft, natural disasters, and man-made calamities such as riots, terrorism, and vandalism. Natural disasters such as floods and earthquakes can cause significant damage to your car, resulting in high repair costs. As a result, having car [...]

Managing insurance can be tough, right? With all the papers and confusing words, it's easy to feel lost. But guess what? Now there's a friend to help you out: Insurance GTP! What's Insurance GTP? It's like a smart computer friend who knows all about insurance stuff. Whether you have health insurance, car insurance, or anything [...]

You know that getting car insurance is a must, right? It's like having a guardian angel for your vehicle. Benefits of ICICI Lombard Car Insurance Zero Depreciation: Unlike standard auto insurance, Zero Depreciation is an add-on that provides a full payout without any depreciation write-off. Cashless Garage Network: Auto insurance companies typically maintain a network [...]

If you need assistance with your car insurance claim, please select your insurer from the list below to get the contact details: Insurance Company Helpline Number Email Bajaj Allianz 075072 45858 bagichelp@bajajallianz.co.in Bharti AXA 1800 102 4444 lifeclaims@bhartiaxa.com Cholamandalam 1800 102 4565 customercare@cholams.murugappa.com DIGIT General 1800 258 5956 hello@godigit.com Future Generali 1800 220 233 fgcare@futuregenerali.in [...]

Car Insurance Simplified Car insurance is a crucial contract between a vehicle owner and an insurance provider that offers financial and legal protection from unforeseen events like accidents, theft, fire, calamities, and third-party liabilities. Here's a simplified guide to help you understand the essentials of car insurance. Types of Car Insurance Policies Third-Party Car Insurance [...]

Car insurance is an agreement you sign with your insurer to guard against monetary losses brought on by unforeseen events such as theft, accidents, and even natural disasters. All Indian car owners are now required by law to carry third-party auto insurance coverage. This policy pays for the harm your car unintentionally causes to other [...]

Comprehensive Plan Plan Type: Comprehensive Claims Settled: 96% Price: ₹2599 Add-ons: Zero Depreciation, 24x7 Roadside Assistance, Engine Protection Cover, and more. Third Party Plan Plan Type: Third Party Claims Settled: 96% Price: ₹2094 Coverage: Basic coverage for third-party liabilities. Own Damage Plan Plan Type: Own Damage Claims Settled: 96% Price: ₹2292 Add-ons: Zero Depreciation, 24x7 [...]

Unexpected events can lead to car accidents. Only sufficient auto insurance can shield the driver or owner from a variety of financial risks when they occur. Nevertheless, the decisions made by policyholders when buying their auto insurance restrict its efficacy. It could seem overwhelming to pick just one auto insurance company in India because there [...]

Car Insurance Add-ons Guide Car insurance is a crucial aspect of owning and driving a vehicle, providing financial protection in the event of accidents, theft, or other unforeseen incidents. While standard car insurance policies cover the basics, there are various add-ons or riders available to enhance coverage and tailor it to specific needs. In this [...]

Selecting the right car insurance is a crucial decision for every vehicle owner in India. It not only safeguards your precious asset but also provides financial security in case of unforeseen events. In this comprehensive guide, we will explore over 20 top car insurance companies in India, offering easy-to-understand details such as the number of [...]